But My Invoice Clearly States I Am Entitled To More

Charging interest if you sue to collect outstanding debtYour customer fails to make payment. If payment is not made within 30 days your invoice states that you have the right to more than just the contracted price. You carefully included additional terms on your invoice. These terms stood out in bold type. Your invoice stated that you would add 1 1/2% interest per month. You also stated the customer will pay collection costs, attorney fees and finance charges.

Now you seek to enforce your rights to payment. But you discover that you cannot collect the interest and extra charges even though your invoices clearly state that you are entitled. The customer accepted the invoice and raised no objections. Didn’t the customer then agree to all the terms on the invoice? Continue reading “But My Invoice Clearly States I Am Entitled To More”


New York Debt Collection Blog: Elevate Your Demand for Payment, Make Your Voice Heard

Related imageYou need to make sure your “voice” is heard when demanding to be paid during your New York Debt Collection process.

People always say that it’s in the “ask”.  How are you asking to be paid?

An advertising client sent over a large claim against a hospital. The claim, a sizable balance, was forwarded with the name of the A/P clerk in charge. We called several times but were never able to reach the clerk by phone. Voice mails were unanswered.  Our email might have been in the inbox buried below more urgent requests, deleted, trapped in spam….

The letter mailed and delivered by the US Post Office, who knows?

Realizing we were not being heard, I elevated the demand for payment and called the CFO’s office. When returning the call a few hours later, The CFO, tried to refer us to the hospital’s A/P clerk. You know the one, the one who ignored us.  No thanks.

If the CFO was too busy to help get our client paid, we would need to Continue reading “New York Debt Collection Blog: Elevate Your Demand for Payment, Make Your Voice Heard”


NYC Debt Collection: Can an Electronic Signature Help Get You Paid?

Image result for signing a contractTechnology has been a blessing in countless ways. Agreements can be sent out electronically to prospective clients. Clients are able to review, and, if need be, make any revisions. The contracts can be “signed, sealed and delivered” with just a few keystrokes.  Although it is faster and easier to get the agreement signed, does the aid of an electronic signature help get your New York Debt Collection claim paid?

Gone are the days of most clients claiming they cannot sign a contract or change order when doing business with you.

Electronic signatures may be valid for credit card authorization, work authorizations or, just in general.

The necessity of printing a contract to sign it, scan it, and send it back is no longer a necessity thanks to “electronic signatures”. Thanks to the E-Sign Act of 2000 (Federal Electronic Signature in Global and National Commerce Act (E-Sign)), electronic signatures and electronic copies of contracts may be just what you need to show a valid agreement and enforceable under conditions and can help Continue reading “NYC Debt Collection: Can an Electronic Signature Help Get You Paid?”


New York Debt Collection: Answers to Your Questions

Image result for person raisng hand to ASKING A QUESTION in group settingIf you are looking to collect some of your receivables in New York, chances are you may have questions about New York Debt Collection.

It would be great to be well informed and be able to anticipate what could happen or understand your rights and how to insure maximum collectability from your receivables?

Chances are you are going to have questions. Questions, you might want to ask a New York collections attorney prior to finding yourself in a situation you might have chosen to avoid.

You may have questions about preventing bad debt, tips to increase your in-house collections, selection of a collection of debt collection attorneys, placements of claims, questions about New York litigation, mediation, arbitration, and Continue reading “New York Debt Collection: Answers to Your Questions”