Will Confessions of Judgment Be Phased Out in New York?

building in NY surrounded by a shadow.We previously highlighted the benefits of Confessions of Judgment in New York debt collection. Typically, when our clients who are collecting a debt wish to avoid litigation, we recommend utilizing confessions of judgment.

Recent reports regarding the debt collection practices of the merchant cash-advance industry have spurred greater public awareness of the chronic use of Confessions of Judgments by out-of-state creditors.

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Who Pays the Credit Card Fees on Debt Payments?

A hand swiping a credit card through the processor.More debtors than ever are paying by credit cards or through apps linked to their credit card, but these come with a processing fee. Who pays the credit card fees on debt payments?

Until recently, New York banned merchants from burdening customers with a “surcharge fee” when they paid by credit card. The result left suppliers and service professionals paying the fees. Only six states in the U.S. ban merchants from passing the processing fee to consumers.

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Jury Trials for NY Debt Collection Cases

Image of a gavelAre you wondering whether you should have a jury trial for your New York debt collection case? The courtroom can be dramatic, which may or may not be something you want.

Debt collection cases where there is a dispute of facts that are not settled or won through motion practice will go to trial.

Here are some things you’ll want to keep in mind if you are thinking about pursuing a jury trial.

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