When money is tight, some seek out the last resort: a payday loan. These short-term, high-interest cash loans are offered in advance of a paycheck or some other form of cash injection. But the typically massive interest quickly adds up. Critics call these loans predatory and warn that borrowers can
New York courts closed on March 16 as the coronavirus spread. During that time, the courts suspended “non-essential” cases, including debt collection matters. Now that infection numbers are falling and restrictions beginning to lift, New York courts are starting to reopen and restore their services. Courts across the state are
As the COVID-19 infection rate in New York decreases, the focus has turned to reopening the state and returning to work. The “New York State on PAUSE” executive order went into effect on March 22, 2020, closing all non-essential businesses statewide. While necessary from a public health perspective, the effect
If you haven’t been paid, you may be wondering when you can file your New York debt collection case. Unfortunately, the answer is a bit complicated. When New York first went into quarantine, all courts closed except for emergency-based applications. Since then, the upper courts, the 62 counties of the
New York has paused collection of some state-owned debt. Currently, there is no pause for privately owned debt, which might make it hard for some people to settle debt collection claims if they can’t pay due to the coronavirus outbreak. Some of our clients have made internal decisions to cease
All of us have been affected by the impact the coronavirus pandemic has had on daily life. Most of us who work in non-essential jobs have been directed to stay home pursuant to the governor’s executive order. How then, during the coronavirus pandemic, can you get documents notarized so that
Earlier in March, due to the coronavirus outbreak, New York’s civil, district and supreme courts were closed to the general public. As of right now, the courts are still closed. The courts are no longer accepting any papers for filing, including filing any new cases requiring litigation, motion papers, discovery
No doubt you have already felt the effect of coronavirus on your business. As the virus spreads across the U.S., things are coming to a quick slowdown. Understanding how the coronavirus outbreak will affect your debt collection claims will help manage your expectations of recovery. How the Coronavirus Outbreak Will
It is easy to navigate the small claims system. In the past, if you were owed $5,000 or less, you could bring your claim to New York City small claims court. There are advantages to taking your claim to small claims court. You represent yourself, so it’s cost-effective. However, whereas it
Justice can be slow. Debt collection litigation, especially in New York, can take time. When it comes to the delay in New York debt collection litigation cases, people are quick to point fingers. Some blame the governor, who slashed the budget and cut the number of administrative personnel in the