How New York Budget Cuts Will Affect Debt Collection

Gavel to represent New York budget cuts affecting debt collection.Without aid from the federal government, New York state will see budget cuts of 10 billion in 2021 followed by budget cuts of 30 billion in 2022. Some of the anticipated cuts will affect our judicial system. The budget cuts will affect New York debt collection cases. Here’s how.

Governor Cuomo’s 2021 budget calls for a decrease in funding of the New York judiciary system. According to Chief Administrative Judge Lawrence Marks, “New York’s Unified Court System will see a $300 million cut to its annual budget of $3 billion, forcing the judiciary to “implement a range of painful measures.”

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New York Shortens Time to Sue for Medical Services Rendered

Photo of a stethoscope to represent Collect Debt for Medical Services.Following specific guidelines, medical providers can attempt to collect past due balances regardless of when the services were rendered. However, the time during which a provider can sue for the balances owed has always been restricted. New York recently enacted a new law which dramatically shortens the time to collect debt for medical services.

In April 2020, in the midst of New York on pause, Governor Cuomo signed legislation shortening the time providers can sue for medical services rendered. The shortening of the statute of limitations cut the time to sue in half, from 6 years from the date of service to 3 years.

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Filing a New York Debt Collection Case in Federal Court

Court image to represent filing debt collection in federal court.The world has been greatly impacted by COVID-19. Non-essential workers are confined to their homes and working remotely, if possible. Even the New York civil court system has been affected. On March 22, 2020, the New York Court Administration said all non-emergency state civil court filings would not be accepted, either electronically or by mail, including the filing of new cases. While New York state courts are essentially closed, creditors may be able to bring their debt collection cases to federal court.

The federal court filing system still permits new case filings. However, there are a number of considerations that must be made before filing in federal court. The Federal filing system is called (CM/ECF), which stands for “case management/electronic case files,” All cases and documents for said cases are filed electronically and uploaded using the CM/ECF system. In order to file a case using a New York attorney, that attorney must:

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Jocelyn Nager Shares How She Became a Debt Collection Lawyer

Jocelyn Nager, a debt collection attorney.In this post, Jocelyn Nager, the President of Frank, Frank, Goldstein & Nager, shares how she became a debt collection lawyer. 

Before online job listings, one of the best ways to land a position was by way of introduction or responding to classified ads in person or by mail.

I worked for law firms during the second and third year of law school. My first year I sold shoes at Botticelli, a high-end shoe store in Rockefeller Center.

Coming from a family of accountants and educators, introductions to potential law firms were hard to come by. To find a job, I used the classifieds in the law journal.

I prepared personalized cover letters for each resume I sent out. I’d drop off the “envelopes” every Sunday evening to be in the first batch of resumes — each addressed to a separate blind ad at the offices of The New York Law Journal on Ninth Avenue.

I didn’t know what type of law I wanted to practice. I just knew I wanted to work, and quickly! Since I was eager and ambitious, I answered almost every ad posted for an entry-level position.

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